Life Planning

Alan Seward Financial Advisors - personal planning - enriching lives


Starting work


Starting out in the world of work is the exciting beginning of what we all hope will be a rich and rewarding career and nothing quite beats the thrill of that first pay cheque.  But, learning how to manage your salary effectively is a skill in itself.  If you have just graduated you will naturally be concerned about debt but with a car to buy, a house deposit to save for and bills to pay is it really possible to achieve all your financial goals on a starter salary? Here are just a few things you may wish to consider…

  • Make sure you don’t under or over pay on tax
  • What debt should you clear first - credit cards or your student loan?
  • Why is having a healthy credit rating important and how can you get one?

Our team of highly experienced financial advisors specialise in helping you make the most of your money.  We can help you prioritise your financial obligations, enabling you to enjoy life now whilst planning effectively for the future. 

Please use our free guides and tools for further information.  To speak to one of our independent financial advisors please contact us or call 01225 44 88 32.   
People, not products
ALAN SEWARD FINANCIAL SERVICES
1a Queen Square, Bath BA1 2HA
Tel: 01225 448832
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PERSONAL FINANCIAL PLANNING
Starting work
Mortgage advice
Financial planning for couples
Saving for your child's future
Redundancy advice
Accident & illness cover
Business start-up advice
Long term care
Wealth management
Divorce financial advice
Pension & retirement advice
Inheritance tax planning
BUSINESS FINANCIAL PLANNING
Starting a business
Business legal & tax financial advice
Employer/employee advice
Business growth advice
Profit protection advice
Business tax planning
Selling a business & retirement
Alan Seward Financial Services Ltd is an appointed representative of Owen & Associates, which is authorised and regulated by the
Financial Services Authority under reference number 146808.
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